Auto Accidents & Fatal Accidents FAQs

Car Accident Injuries

Q: What is the "no-fault" insurance system in Michigan?

A: In Michigan, every car crash that produces personal injury or death results in certain benefits payable by an insurance company regardless of who is at fault. These benefits include medical costs, wage loss, attendant care, replacement services and funeral expenses.

When the crash results in serious injuries, there are damages that are collectible based on fault or negligence of the driver and car owner. These damages include pain and suffering, mental shock and anguish, loss of enjoyment of life and loss of earnings and earning capacity.

Q: Who decides what benefits and damages I am entitled to if I am injured by someone else's fault?

A: Ultimately, a judge or civil jury will decide cases where you and the insurance company do not agree on a settlement value. The lawsuit will first go through a case evaluation, where a panel of three lawyers makes a recommendation and evaluation as to the settlement value of the case. Many cases are resolved using a procedure called "facilitative mediation".

When all pretrial efforts to settle have failed, a judge or six-member civil jury may decide the case.

Wrongful Death

Q: When someone dies due to the negligence of another person or corporation, who receives damages?

A: Under Michigan's wrongful death law, certain people are entitled to loss of society and companionship damages, including specified next of kin such as spouse, children, parents, grandparents and siblings.

Q: What are wrongful death damages?

A: If the deceased experienced pain and suffering from the injury before dying, the estate of the decedent is entitled to damages for that pain and suffering. The next of kin are entitled to the damages representing their loss of companionship.

Free Consultation

Q: Who can advise me after a car accident or after the accidental death of a loved one?

A: Ryan & Ryan Attorneys at Law welcomes inquiries at 888-SEE-RYAN (888-733-7926) or by email. Initial consultations are free.